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Category Archives: Finance

LIC’s Jeevan Shagun: Give one Cheque and Get multiple Benefits !!

jeevan shagun

LIC of India has launched a unique plan, Jeevan Shagun, a participating, non-linked, savings cum protection single premium plan wherein the risk cover is a multiple of single premium. The plan will be available for a limited period only. Prospects between the age of 8 years (completed) and 45 years (near birthday) can be insured The proposer will have an ... Read More »

How to save your tax? – Investment options to save your tax!

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TechnoparkToday.com : At the end of every financial year, We, the tax payers frantically make investments to minimize taxes, without adequate knowledge of the various available options. The Income Tax Act offers many more incentives and allowances, apart from the popular 80C, which could reduce tax liability substantially for the salaried individuals . Here we, technoparktoday.com gives some smart tips and ... Read More »

Chit Funds & Profit – How it Works?

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TechnoparkToday.com >>  Chit Fund is a term much seen, but not too many, especially in the IT sector, are aware of how it works. Chit Funds work on the basic premise of providing better than bank deposit rates (for investors) and providing loans at better than personal loan rates (for borrowers). However, it is important to stick to chit funds ... Read More »

How to save 20K from your Taxable Income?

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TechnoparkToday.com > How to save tax from your hard earned money? – You might be familiar with Section 80C of the Income Tax Act, under which one can reduce up to Rs.1,00,000 from taxable income. Investments in PPF, NSC, insurance premium, tax-saving mutual funds etc. are all entitled for this. Finance Minister’s budget speech of 2010 introduced a new section – ... Read More »

Shariah compliant investments in India

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TechnoparkToday.com(Aug, 2013)>> Investment schemes catering to philosophies propagated by a particular community is an interesting concept. It is slowly spreading in Indian Financial Market. I would like to explain Shariah compliant funds that have been introduced in the recent years. Let me first give you an idea of what exactly is Shariah compliance. Shariah, is the moral code and religious law ... Read More »

What is Systematic Investment Plan (SIP) and How to invest effectively?

SIP investment benefits

TechnoparkToday.com >> In our expert advice series, this time we are introducing  Technopark based financial adviser and investment expert Sudhakaran Namboodiri, sharing you some useful information about the systematic Investment Plans SIP works on the principle of regular investments. It is like your recurring deposit. It allows you to invest in a MF by making smaller periodic investments (monthly or quarterly) in place of ... Read More »

SBT Slashes Loan Interest Rates

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>>State Bank of Travancore (SBT) has slashed the interest rates of home, car, and gold loans during the festival season. The festival period offer is effective from October 23 to January 15 next year. The revised interest rates for home loans for any amount will be 10.25 per cent (with a margin of 25 per cent or above) and 10.50 ... Read More »

Car Insurance : Get your Premium back or beyond

You work hard to buy an automobile to enjoy your trips or may be to support your business needs. Any uncertainty can lead to damage resulting in huge losses. And you are aware the costs to get you vehicle repaired in the event of a damage or even replacing just in case it is stolen, can be huge. Hence it ... Read More »

How to save your tax through investments?

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TechnoparkToday.com >> January is here – time to look at investments to save tax .This is indeed a bad idea – waiting till the end of the financial year to think about tax. But don’t you worry – you are in the 99% of the population. First, this year there is a new section 80CCF, under which investments up to ... Read More »

How to file your taxes online?

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Its the time to file your taxes. Read this detailed article to know how to do it online. Read More »

Tax Planning tips for IT/ITES/BPO Employees

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The IT/ITES/BPO people are not taking care about financial and tax planning, according to 70 percent of the respondents of the annual tax survey. The survey conducted by Right Horizons, an investment advisory firm, among 1,169 salaried individuals also finds that 82 percent of the respondents do not have any medical insurance and only 13 percent has medical insurance cover ... Read More »

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